Rewards
Base earn rate1x the points on everything else
ProgramAeroplan
Welcome bonusEarn up to 40,000 Welcome Bonus Aeroplan points. Earn 30,000 Aeroplan points after spending $3,000 on your Card within the first 3 months. Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in month 13.
Rewards typepoints
Fees & rates
Annual fee$120
Purchase interest rate30%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Dining & Entertainment Benefits
⭐
Shopping Benefits
🎩
24/7 Customer Service
⭐
Emergency Card Replacement
⭐
Fraud Protection Guarantee
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
🛡️
hotel burglary
Included — see issuer for details.
🛡️
travel medical
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident