Rewards
Base earn rate1 point per $1 in Card purchases everywhere else
ProgramMembership Rewards
Welcome bonusEarn up to 60,000 Membership Rewards points that's up to $600 in value. In addition to the Welcome Bonus, you can earn up to $800 in annual value with American Express Gold Rewards.
Rewards typepoints
Fees & rates
Annual fee$250
Additional card$50
Purchase interest rate21.99%
Cash advance rate21.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
Annual Travel Credit
🛂
NEXUS Card Statement Credit
✈️
Lounge Access
⭐
Hotel Benefits
⭐
Dining & Entertainment Benefits
⭐
Shopping Benefits
🎩
24/7 Customer Service
⭐
Buyer's Assurance Protection Plan
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
rental car
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
travel medical
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident