Rewards
Base earn rate0.5 points for every $1 spent on all other purchases
ProgramFlex Rewards Program
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Hertz Auto Rental Discounts - Up to 15% off the Base Rate
up to 15% off
⭐
Fee-waived Underage Driver fee at Hertz
⭐
Reduced Rate Loss Damage Waiver (LDW) at Hertz
19.95 per day with a reduced rate deductible of $250
⭐
No Additional Driver fee at Hertz
⭐
Free Enrollment in the Hertz Gold Plus Rewards Program
⭐
Thrifty and Dollar Auto Rental Discounts - Up to 10% off the rental rate
up to 10% off
⭐
No young drivers surcharge at Thrifty and Dollar
⭐
No fee for additional drivers at Thrifty and Dollar
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one year
🛡️
mobile device
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident