Rewards
Base earn rateUp to 2% cash back on your purchases
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate20.9%
Cash advance rate21.9%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Discounts at Hertz car rental
Up to 15% off base rental rate
⭐
No fee for young drivers at Hertz
⭐
No fee for additional driver at Hertz
⭐
Reduced-rate loss damage waiver at Hertz
⭐
Discounts at Thrifty and Dollar car rental
Up to 10% off base rental rate
⭐
No fee for young drivers at Thrifty and Dollar
⭐
No fee for additional driver at Thrifty and Dollar
⭐
Credit Balance Insurance to help pay off credit card in case of death or disability
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
travel medical
up to $5 million per person
🛡️
trip cancellation
up to $500 per person if cancelled before departure; up to $1,000 per person if cancelled after departure
🛡️
baggage loss
up to $500 per person
🛡️
mobile device
up to $1,000
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident