Rewards
Base earn rate1 point per $1 spent on all other purchases
ProgramAeroplan
Welcome bonusApply and earn up to $2,600 in value, which includes up to 75,000 Aeroplan points
Rewards typepoints
Fees & rates
Annual fee$180
Additional card$50
Purchase interest rate12.99%
Cash advance rate14.5%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
free first checked bag for you, your authorized users and up to 8 companions every time you fly with Air Canada
✈️
Earn up to 4 complimentary Maple Leaf Lounge One-Time Guest Passes per year
4 complimentary passes per year
⭐
World of Hyatt Bonus Points: Earn 1 World of Hyatt Bonus Point per eligible $1 spent at participating Hyatt hotels and resorts
⭐
Complimentary upgrade to Avis Preferred Plus with one-car class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter
💳
Primary Cardholders can get 1,000 Status Qualifying Credits for every $20,000 in eligible net purchases charged to the card account, up to 25,000 SQC to reach Aeroplan Elite Status faster
up to 25,000 SQC
⭐
Free Skip+ membership when you link your eligible CIBC credit card, plus enjoy $0 delivery fees and earn a $10 monthly voucher
first year value of $110
⭐
Get 50% off Disney+ for 6 months using an eligible CIBC credit card to pay for Disney+ Standard with Ads subscription, automatically receive $4.50 each month in statement credits
$4.50 monthly credit for 6 months
⭐
Fuel up for less with up to 10 cents off per litre by linking your Journie Rewards card at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
up to 10 cents off per litre
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident