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CIBC Aeroplan Visa Business Plus Card

Great for travel TravelRewardsBusiness
4.7
★★★★★

Exceptional value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on CIBC's own website.
Welcome value
$2500
est. first-year value
Annual fee
$120
per year
Purchase interest
19.99%
on carried balances
Rewards type
points
Aeroplan
✈️
2% value on travel
Your top earn category
🎁
$2500 welcome bonus
Estimated first-year value
🛫
Travel perks
Lounge access & trip coverage
🛡️
6 insurance coverages
Built-in protection

Rewards

Base earn rate1 point per $1 spent on all other purchases
ProgramAeroplan
Welcome bonusApply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points, annual fee rebates for first 2 years, free first checked bag, Maple Leaf Lounge access, and free Skip+ membership
Rewards typepoints

Fees & rates

Annual fee$120
Additional card$50
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)

Standout perks

Enjoy a free first checked bag for the Rewards Officer, Card Officers or Employees and up to 8 companions every time you fly with Air Canada
$140 value for 2 travellers for each round-trip flight
✈️
Earn up to 4 complimentary Maple Leaf Lounge One-Time Guest Passes per year
$236 value
Get a free Skip+ membership when you link your eligible CIBC credit card with $0 delivery fees and earn a $10 monthly voucher
$110 first year value
Get 50% off Disney+ for 6 months with automatic statement credits
$4.50 monthly statement credit
Complimentary upgrade to Avis Preferred Plus with one-car class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter
Earn 1 World of Hyatt Bonus Point per eligible $1 spent at participating Hyatt hotels and resorts
💳
Reach Aeroplan Elite Status faster with 1,000 Status Qualifying Credits (SQC) for every $20,000 in eligible net purchases charged to the card account, up to 25,000 SQC
Visa Spend Clarity to set custom spending limits, create virtual cards and track transactions in near real time

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access

Insurance coverage

🛡️

trip cancellation

Included — see issuer for details.

🛡️

trip interruption

Included — see issuer for details.

🛡️

flight delay

Included — see issuer for details.

🛡️

baggage delay

Included — see issuer for details.

🛡️

rental car

Included — see issuer for details.

🛡️

purchase protection

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident