Rewards
Base earn rate1 point for every $1 you spend on all other purchases
ProgramAeroplan
Welcome bonusApply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points
Rewards typepoints
Fees & rates
Annual fee$139
Additional card$50
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air Canada
$140 per round-trip for 2 travellers
🎩
Enjoy hotel benefits, unique dining events and 24-hour complimentary concierge services
💳
Primary Cardholders can get 1,000 Status Qualifying Credits for every $20,000 in eligible net purchases charged to the card account, up to 25,000 SQC
up to 25,000 SQC
⭐
Complimentary upgrade to Avis Preferred Plus
one-car class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter
⭐
Enjoy Avis and Budget car rental discounts
⭐
Get a free Skip+ membership when you link your eligible CIBC credit card
$0 delivery fees and earn a $10 monthly voucher
⭐
Get 50% off Disney+ for 6 months
$4.50 each month in statement credits
⭐
With Aeroplan Family Sharing, combine points with other Aeroplan members in your household to redeem your next flight reward sooner
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
hotel burglary
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident