Rewards
Base earn rate1 point for every $1 spent on all other purchases
ProgramAventura
Welcome bonusJoin and earn up to $1,500 in value: Get a total of up to 35,000 Aventura Points (up to $800 in travel value) during your first year; get a one-time annual fee rebate ($139) for primary cardholder and up to three authorized users ($50 each): up to $189 value; elevate airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $285 value; plus NEXUS Application Fee rebate: a $160 value; plus free Skip+ membership (first year value of $110)
Rewards typepoints
Fees & rates
Annual fee$139
Additional card$50
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program
up to $285
🛂
NEXUS Application Fee rebate
160
⭐
Free Skip+ membership when you link your eligible CIBC credit card
110 first year; includes $0 delivery fees and $10 monthly voucher
⭐
Get 50% off Disney+ for 6 months
$4.50 monthly statement credit
⭐
Fuel up for less with up to 10 cents off per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
up to 10 cents off per litre
⭐
Send money abroad to over 120 countries with $0 transfer fee; cash advance fees don't apply and there's no interest if you pay your balance by the payment due date
$0 transfer fee
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
common carrier accident
500000
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident