Rewards
Base earn rate1.25 points per $1 spent on all other purchases
ProgramAventura Points
Welcome bonusGet a total of up to 80,000 Aventura Points (up to $1,600 in travel value) during your first year, plus 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program (up to $385 value), a $200 annual Travel Credit, 2 NEXUS Application Fee rebates (a $325 value), and a free Skip+ membership (first year value of $110), for a total of up to $2,600 in value
Rewards typepoints
Fees & rates
Annual fee$499
Additional card$99
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
6 complimentary visits per year at 1,200+ airport lounges globally through Visa Airport Companion Program
up to $340
🛂
2 NEXUS Application Fee rebates every 4 years
$325
💳
Annual $200 travel credit to spend on travel purchases at CIBC by Expedia through CIBC rewards
$200
🎩
Complimentary concierge service 24 hours a day, 7 days a week for travel itineraries, restaurant recommendations, and more
⭐
Hotel status: Diamond status at 60+ hotels via Visa RSVP Rewards and exclusive benefits at 900+ hotels in the Visa Infinite Luxury Hotel Collection, plus unique stays at 200+ Relais & Chateaux properties
⭐
OpenTable access: Eligible cardholders can secure reservations at award-winning restaurants during peak hours across the U.S., Canada, and Mexico
⭐
Dining series: Access gourmet dining events with multi-course meals and drink pairings at top restaurants, connecting with celebrated chefs
⭐
Wine country benefits: Enjoy complimentary tastings and tours at wineries in Ontario and British Columbia, plus online offers like complimentary shipping and discounts
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident