Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Access to Visa SavingsEdge with automatic savings on business solutions, travel, electronics and more
⭐
Save on car rentals with Avis Pay Now or Budget Pay Now at participating locations worldwide
up to 30% off base rates with Avis or up to 35% off base rates with Budget
⭐
CIBC CreditSmart budgeting tool for business with alerts, spending tracking, and customized monthly budgets organized in 10 common spend categories
⭐
Free Skip+ membership when you link your eligible CIBC credit card with $0 delivery fees and $10 monthly voucher
free membership, $0 delivery fees, $10/month voucher
⭐
Get 50% off Disney+ for 6 months with automatic statement credits when you pay with eligible CIBC credit card
$4.50/month in statement credits for 6 months
⭐
Save on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations by linking your Journie Rewards card
up to 10 cents off per litre
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident