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CIBC Classic Visa Card

No annual fee No Annual Feebasic
3.3
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on CIBC's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
N/A
on carried balances
Rewards type
none
on eligible spend
No annual fee
$0 to keep the card
🛡️
2 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

Fuel up for less with up to 10 cents off per litre when you link and use your Journie Rewards card at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
10 cents per litre
Get a free Skip+ membership when you link your eligible CIBC credit card, plus enjoy $0 delivery fees and earn a $10 monthly voucher
$10 monthly voucher
Get 50% off Disney+ for 6 months with automatic $4.50 monthly statement credits
$4.50 per month in statement credits
No transaction fees on CIBC Global Money Transfer and no interest charge if balance is paid by payment due date
Access travel booking options through CIBCbyExpedia.com to search and book flights, hotels, car rentals and more

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident