Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
up to 10 cents off per litre
⭐
No transaction fees when you send a CIBC Global Money Transfer
⭐
Get a free Skip+ membership when you link your eligible CIBC credit card with $0 delivery fees and earn a $10 monthly voucher
$10 monthly voucher
⭐
Get 50% off Disney+ for 6 months with automatic monthly statement credits
$4.50 monthly statement credit
⭐
Take advantage of even more student benefits with a free SPC+ membership with up to 30% off 450+ brands
up to 30% off
⭐
Access valuable travel booking options through CIBC by Expedia to search and book flights, hotels, car rentals and more
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident