Rewards
Base earn rate1% cash back on all other purchases including at Costco
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Your credit card is also your Costco membership card with all membership details on the back
⭐
Send money abroad to over 120 countries with a $0 transfer fee
$0 transfer fee
⭐
Link your CIBC Costco Mastercard with your Skip account to get a free Skip+ membership
free Skip+ membership
⭐
Earn 3% cash back on all dining and food delivery on top of your Skip+ savings and rewards
3% cash back
⭐
Get 50% off Disney+ for 6 months when you use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription
automatically receive $4.50 each month in statement credits
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
mobile device
up to $1,000
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident