Rewards
Base earn rateSee card details
Welcome bonusTransfer your credit card balance of $100 or more get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate
Rewards typenone
Fees & rates
Annual fee$29
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
up to 10 cents off per litre
⭐
Send money to over 120 countries with a $0 transfer fee. Cash advance fees don't apply and there's no interest if you pay your balance by the payment due date
$0 transfer fee
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Free Skip+ membership when you link your eligible CIBC credit card. Enjoy $0 delivery fees from participating partners
$0 delivery fees plus qualify to earn a $10 voucher each month
⭐
Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive statement credits
$4.50 each month for 6 months (50% off Disney+)
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident