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Access Credit Union
Access Credit Union · Mastercard · Classic

Classic Mastercard

Low interest No Annual FeeLow Interest
2.9
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Access Credit Union's own website.
Welcome value
est. first-year value
Annual fee
$20
per year
Purchase interest
13.99%
on carried balances
Rewards type
none
on eligible spend
🛡️
3 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$20
Purchase interest rate13.99%
Cash advance rate13.99%
Foreign transaction fee2.5% (typical)

Standout perks

Hertz Customer Discount Program (CDP) - Up to 15% off the Base Rate, Fee-waived Underage Driver fee, Reduced Rate Loss Damage Waiver (LDW) $19.95/day with a reduced rate deductible of $250, No Additional Driver fee, Free Enrollment in the Hertz Gold Plus Rewards Program
up to 15% off
Thrifty and Dollar - Up to 10% off the rental rate, No young drivers surcharge, No fee for additional drivers
up to 10% off
Zero Liability Fraud Protection

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

up to one year

🛡️

mobile device

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident