Home / Browse / Flexi Visa
VISA
Desjardins
Desjardins · Visa

Flexi Visa

Low interest Low InterestNo Annual Fee
3.7
★★★★☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Desjardins's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
10.9%
on carried balances
Rewards type
none
on eligible spend
No annual fee
$0 to keep the card
🛡️
6 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$0
Additional card$0
Purchase interest rate10.9%
Cash advance rate12.9%
Foreign transaction fee2.5% (typical)

Standout perks

Up to 15% off the base rental rate at Hertz
up to 15%
No fee for young drivers at Hertz
No fee for additional driver at Hertz
Reduced-rate loss damage waiver at Hertz
Up to 10% off the base rental rate at Thrifty and Dollar
up to 10%
No fee for young drivers at Thrifty and Dollar
No fee for additional driver at Thrifty and Dollar
Travel assistance 24/7 anywhere in the world

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

travel medical

up to $5,000,000 per person

🛡️

trip cancellation

up to $500 per person if cancelled before departure, up to $1,000 per person if cancelled after departure

🛡️

baggage loss

up to $500 per person

🛡️

mobile device

up to $1,000

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident