Rewards
Base earn rate1 point per $1 spent on all other eligible purchases
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$130
Additional card$50
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Your Concierge is ready to help you
No fee for Concierge services
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Hotel benefits - Cardholders must use their eligible Canadian-issued Visa Infinite card to reserve and pay for their hotel stay through the Visa Infinite Luxury Hotel Collection website or Visa Infinite Concierge to receive Visa premium card benefits
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Dining Series offers - Limit of 6 tickets per cardholder, tickets subject to availability
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Wine country experiences - Eligible Visa Infinite cardholders can access wine experiences at participating wineries
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Tee off your golf season with Troon Rewards - Canadian-issued Visa Infinite credit Cardholders are entitled to receive complimentary Silver Status in the Troon Rewards program upon enrollment
At Silver, Gold and Platinum membership levels, 10%, 15% and 20% discount respectively on golf fees and merchandise purchases
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Virtual card feature - Get a virtual card instantly and receive it within seconds of being approved
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Real-time notifications - Keep track of purchases with real-time notifications
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InCard offers - Earn more rewards with hundreds of inCard offers
Up to 15% back in points on favourite brands such as Apple, Lululemon, Sunwing and more
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
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travel medical
up to $5,000,000
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trip cancellation
Up to $2,000 per person in case of cancellation and $5,000 in case of interruption
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baggage delay
Up to $2,500 per family
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common carrier accident
Up to $500,000 per person
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rental car
Included — see issuer for details.
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purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident