Rewards
Base earn rate0.5 points per $1 spent on all other eligible purchases
ProgramLaurentian Bank Rewards
Welcome bonusEarn up to $220 in value including multiple bonus point offers
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
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Visa Zero Liability fraud protection - covered against unauthorized use of your card with no charges for fraudulent purchases
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Virtual card available instantly upon approval
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Real-time purchase notifications
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Instalment plans available starting at 5.99% interest for eligible purchases CAD 100 and over
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Assur-Payment optional program combining life, disability and job loss insurance with assistance services for health, wellness, budgeting, legal advice and psychological support
2,000 bonus points ($20) to sign up
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Lock and unlock card features and block online transactions in foreign currency
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Authorized user management with spending limits and transaction control
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident