Rewards
Base earn rate2x points per $1 on all other purchases
ProgramMarriott Bonvoy
Welcome bonusEarn up to 80,000 Bonus Marriott Bonvoy points
Rewards typepoints
Fees & rates
Annual fee$150
Additional card$50
Purchase interest rate21.99%
Cash advance rate21.99%
Foreign transaction fee2.5% (typical)
Standout perks
🎩
24/7 Customer Service
⭐
Emergency Card Replacement
⭐
Employee Card Misuse Protection
⭐
Fraud Protection Guarantee
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
🛡️
hotel burglary
Included — see issuer for details.
🛡️
travel medical
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident