Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$39
Additional card$0
Purchase interest rate10.99%
Cash advance rate24.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save a minimum of 10% off the base rates in Canada and the U.S., and a minimum of 5% off the base rates internationally, on qualifying car rentals at participating Avis and Budget locations
minimum 10% in Canada/US, minimum 5% internationally
⭐
Apple Pay for a safe, quick and convenient way to pay with an MBNA card
⭐
Add up to 9 authorized users with no additional annual fee for each added authorized user
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
up to $60,000 per account (lifetime total accumulative limit)
🛡️
extended warranty
Included — see issuer for details.
🛡️
trip assistance
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident