Rewards
Base earn rate3 points per $1 spent on all other purchases
ProgramMore Rewards
Welcome bonusEnjoy up to 20,000 bonus More Rewards points. That's a value of $30 in groceries. Plus 30,000 welcome More Rewards points.
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save 3/L on fuel and earn 20% more Petro-Points when you pay with a linked RBC card
3/L fuel savings
⭐
Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription
6-month complimentary DashPass subscription
⭐
Get exclusive savings, perks, and more with your More Rewards RBC Visa credit card
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one additional year, to a maximum of five years
🛡️
mobile device
up to $1,000
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident