Rewards
Base earn rate1% cashback on gas and grocery
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
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Instant virtual card - start spending before physical card arrives
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Manage card online - freeze card, check PIN, track spending
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Real-time alerts for card usage
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Advanced fraud monitoring using AI
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Auto-Pay for automatic payments
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident