Rewards
Base earn rate0.65% cash back on other purchases
ProgramBONUSDOLLARS
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$110
Additional card$30
Purchase interest rate20.9%
Cash advance rate21.9%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
50% off regular entrance fee at Desjardins Odyssey Lounge at Montreal-Trudeau International Airport. Includes unlimited beverages and snacks, newspapers and magazines, and free Wi-Fi.
50% off entrance fee
⭐
Discounts at Hertz car rentals
up to 25% off base rental rate
⭐
Discounts at Thrifty car rentals
up to 10% off base rental rate
⭐
Discounts at Dollar car rentals
up to 10% off base rental rate
⭐
Credit Balance Insurance to help pay off credit card in case of death or disability
⭐
Mobile payment with Android or Apple device
⭐
Security alerts by text message if unusual activity detected
⭐
Zero Liability for fraudulent transactions
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $5,000,000 per person
🛡️
trip cancellation
up to $2,500 per person if cancelled before departure; unlimited if cancelled after departure
🛡️
baggage loss
up to $1,000 per person if lost or damaged by common carrier or stolen
🛡️
baggage delay
up to $500 per person
🛡️
rental car
Included — see issuer for details.
🛡️
mobile device
up to $1,000
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident