Rewards
Base earn rate1 Avios per $1 spent on all other qualifying purchases
ProgramAvios
Welcome bonusNone
Rewards typemiles
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
💳
10% off British Airways flights every time you book and pay with your card
10%
⭐
Earn a Companion Voucher when you spend $30,000 CAD annually. Take a companion with you OR fly solo for a 50% discount on the Avios fare of the reward seat ticket
🎩
Complimentary concierge service available 24/7 to help with travel plans, restaurant recommendations, and gift finding
✈️
Access to Visa Infinite Luxury Hotel Collection benefits including free stays, discounts, room upgrades, and free breakfast at over 900 properties worldwide
⭐
Visa Infinite Dining Series - curated dining events from fine restaurants across Canada with wine country benefits including curated tours, elevated tasting experiences, and preferred pricing
⭐
Discounts with Park n' Fly, Viator, and Via Rail
⭐
International data access in 175+ countries with discounted GigSky data; 1GB/15 days complimentary plan plus 20% off all plans for Visa Infinite cardholders on eSIM-compatible devices
1GB/15 days complimentary
⭐
British Airways Club membership with seating and meal preference saved, exclusive offers, access to Avios balance online, and reward flight bookings
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
hotel burglary
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident