Rewards
Base earn rate0.5% to 2% cash back depending on category
Welcome bonusGet up to 7% cash back for the first 3 months on up to $1,000 in total purchases. Receive 5% bonus cash back plus 2% standard cash back on grocery store purchases and 5% bonus cash back plus 0.5% standard cash back on all other qualifying transactions.
Rewards typecashback
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save on fuel and earn more Petro-Points when you pay with an eligible linked RBC Credit Card
3/L fuel savings and 20% more Petro-Points
⭐
Link your RBC Credit Card and earn Be Well points on eligible purchases at Rexall
50 Be Well points on every $1 spent
⭐
Add your RBC Credit Card to your DoorDash account and get a free DashPass subscription
3 month free DashPass subscription
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
up to 90 days
🛡️
extended warranty
doubles the manufacturer's original Canadian warranty
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident