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RBC ION+ Visa

Rewards Rewardseveryday
3.5
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on RBC's own website.
Welcome value
$200
est. first-year value
Annual fee
$48
per year
Purchase interest
20.99%
on carried balances
Rewards type
points
Avion
🛒
3% value on groceries
Your top earn category
🎁
$200 welcome bonus
Estimated first-year value
🛡️
3 insurance coverages
Built-in protection

Rewards

Base earn rate1 Avion point per $1 spent on all other qualifying purchases
ProgramAvion
Welcome bonusGet up to 28,000 Avion points - that's up to $200 of value in gift cards
Rewards typepoints

Fees & rates

Annual fee$48
Additional card$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)

Standout perks

Save 3/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC card
3/L fuel savings, 20% more Petro-Points
Link your eligible RBC Card and earn 50 Be Well points on every $1 spent on eligible purchases
50 Be Well points per $1 spent
Add your credit card to your DoorDash account and get a 3-month complimentary DashPass subscription
3-month complimentary DashPass subscription
Access offers from over 2,000 brands through Avion Rewards
Get the Avion Rewards ShopPlus browser extension to access deals where you shop online

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

mobile device

up to $1,000

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident