Rewards
Base earn rateSee card details
Welcome bonus0.99% introductory interest rate for the first 10 months on balance transfers and no annual fee for the first year
Rewards typenone
Fees & rates
Annual fee$20
Additional card$0
Purchase interest rate12.99%
Cash advance rate12.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save 3/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC card at Petro Canada
3/L fuel savings
⭐
Earn 50 Be WellTM points on every $1 spent on eligible purchases at Rexall when you link your eligible RBC Card
50 points per $1 spent
⭐
Get a 3-month complimentary DashPass subscription plus unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card
3-month complimentary DashPass (value of almost $30)
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one additional year, to a maximum of five years
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident