Home / Browse / RBC Visa Platinum
VISA
RBC
RBC · Visa · Platinum

RBC Visa Platinum

Premium No Annual Fee
3.3
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on RBC's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
20.99%
on carried balances
Rewards type
none
on eligible spend
No annual fee
$0 to keep the card
🛡️
3 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$0
Additional card$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)

Standout perks

Unlock Deals from Avion Rewards - Access offers from over 2,000 top brands
Save 3/L on fuel
3/L
Fraud Protection - covered against fraudulent or unauthorized use of card both in-store and online
NOMI - Stay connected to your money with built-in intelligence, receive alerts, reminders, and tailored insights

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
🛂 NEXUS fee rebate

Insurance coverage

🛡️

rental car

Included — see issuer for details.

🛡️

travel medical

Included — see issuer for details.

🛡️

purchase protection

Included — see issuer for details.

Eligibility

Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident