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Scotiabank · Mastercard

Scotia Momentum Mastercard

No annual fee Cash BackNo Annual Fee
3.4
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Scotiabank's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
20.99%
on carried balances
Rewards type
cashback
on eligible spend
🛒
1% value on groceries
Your top earn category
No annual fee
$0 to keep the card

Rewards

Base earn rate0.5% cash back on all other eligible purchases
Welcome bonus7.99% introductory rate on purchases for the first 6 months
Rewards typecashback

Fees & rates

Annual fee$0
Additional card$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)

Standout perks

Get up to 6/L in value on fuel purchases at Shell stations when card is linked to Shell Go+ account and Scene+ membership
up to 6/L
Save up to 25% off base rates at participating Avis and Budget car rental locations in Canada and the U.S.
up to 25% off base rates
Access Mastercard's Priceless experiences in culture, dining, sports, entertainment in over 45 destinations globally
24/7 access to Mastercard Global Services for lost or stolen card replacement and emergency cash advance

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident