Rewards
Base earn rate1 Scene+ point for every $1 spent on all other eligible purchases
ProgramScene+
Welcome bonusEarn up to 10,000 bonus Scene+ points within your first 3 months. That's up to $100 in value that you can redeem on travel.
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Get up to 11/L in value on fuel purchases at Shell stations when using the card linked to a Shell Go+ Account
11/L maximum
⭐
Save up to 25% off base rates at participating Avis and Budget locations in Canada and the US
up to 25% off base rates
⭐
Amex Experiences with access to tickets and reservations to concerts, theatre, restaurants, and special events, often before general public
⭐
Front Of The Line Presale and Front Of The Line Reserved Tickets access
⭐
Exclusive Amex Offers for shopping, dining, travel, and more
⭐
Buy now and pay over time with Scotia SelectPay on eligible purchases of $100 or more
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
mobile device
up to $500 CAD
🛡️
purchase protection
up to the purchase price
🛡️
extended warranty
doubles the original manufacturer's warranty for up to one year
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident