Rewards
Base earn rate1 Scene+ point per $1 spent on all other eligible purchases
ProgramScene+
Welcome bonusUp to $1,500 in value in the first year, including a 60,000 bonus Scene+ point offer with minimum spend and no annual fee on first supplementary card
Rewards typepoints
Fees & rates
Annual fee$150
Additional card$50
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
✈️
Access over 1,200 airport lounges including 6 complimentary lounge visits per membership year through Visa Airport Companion Program powered by DragonPass
$364 value (approx. based on preferential membership)
💳
GigSky global mobile data benefit with complimentary 10GB for 15 consecutive days every year; plus unlimited access to Travel Essentials by GigSky for select travel apps; one additional complimentary 1GB/15 Day plan annually with 20% off future purchases
⭐
Up to 10/L in value on fuel purchases at Shell stations when card is linked to Shell Go+ account (instant 3/L discount plus up to 3/L in Scene+ points value; promotional 4/L on premium fuel until June 1, 2027)
up to 10/L
⭐
Complimentary Avis Preferred Plus membership
5-25% discount on select retail rates in Canada and US
🎩
World-class concierge services available 24 hours a day, 7 days a week for help with travel, dining, and events
⭐
Access to Visa Infinite Luxury Hotel Collection with over 900 hand-selected luxury properties worldwide
⭐
Visa Infinite Dining Series with multi-course meals with paired wines by renowned chefs (limit 6 tickets per cardholder)
⭐
Exclusive wine country benefits at over 60 participating wineries in British Columbia and Ontario including complimentary tastings and tours plus special discounts
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $2,000,000 CAD
🛡️
trip cancellation
up to $1,500 per person, maximum $10,000 per trip
🛡️
trip interruption
up to $2,500 per person, maximum $10,000 per trip
🛡️
flight delay
up to $500 per insured person
🛡️
baggage delay
up to $1,000
🛡️
baggage loss
up to $1,000
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident