Rewards
Base earn rate1 Scene+ point per $1 on all other eligible purchases
ProgramScene+
Welcome bonusUp to 80,000 bonus Scene+ points with minimum spend
Rewards typepoints
Fees & rates
Annual fee$599
Additional card$199
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
⭐
Get up to 10/L in value on fuel purchases at Shell stations
up to 10/L
✈️
Enjoy 10 complimentary airport lounge visits per cardholder, per year through Visa Airport Companion Program
10 complimentary visits per year; additional visits $32 USD per person
💳
$250 annual travel credit on first travel booking using card with Scene+ Travel, Powered by Expedia
$250 per year
🎩
24/7 expert concierge service in English and French for travel planning, restaurant recommendations, and gift assistance
Complimentary and unlimited
⭐
Exclusive access to primetime restaurant reservations at hottest restaurants in select cities in Canada, US, and Mexico
⭐
Upgrade benefits at over 200 Relais & Chateaux properties worldwide including room upgrades, complimentary breakfast, and VIP welcome
⭐
7 special benefits at over 900 hotels and 8th benefit at over 200 participating hotels through Visa Infinite Luxury Hotel Collection
⭐
Benefits at over 60 Sandman, Sandman Signature, and Sutton Place Hotels across Canada
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
up to $5,000,000 CAD
🛡️
trip cancellation
up to $2,500 per person (maximum $10,000 per trip)
🛡️
trip interruption
up to $5,000 per person (maximum $25,000 per trip)
🛡️
flight delay
up to $1,000 per insured person
🛡️
baggage delay
up to $1,000
🛡️
baggage loss
up to $2,500 (maximum $5,000 per occurrence)
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident