Rewards
Base earn rate2 Scene+ points per $1 on all eligible purchases
ProgramScene+
Welcome bonusEarn up to $3,000 in value in the first 14 months, including 100,000 bonus Scene+ points offer with minimum spend
Rewards typepoints
Fees & rates
Annual fee$399
Additional card$99
Purchase interest rate9.99%
Cash advance rate9.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
✈️
Complimentary access to over 1,200 VIP lounges worldwide in over 100 countries and 300 cities through Priority Pass and Plaza Premium lounges
10 free lounge visits per year for primary cardholder; 4 free lounge visits per year for supplementary cardholder
🎩
Access world-class concierge services for help booking restaurant reservations or scoring event tickets
24 hours a day, 7 days a week
⭐
Become a Hertz #1 Club Gold Member for faster service and less paperwork
Member benefits at over 8,500 Hertz locations across 147 countries
⭐
Amex Experiences including Front Of The Line Presale access to concerts, theatre, restaurants, and special events
Reserved seats often available after shows on sale to general public
⭐
Exclusive Amex Offers for shopping, dining, travel, and more
⭐
Premium lifestyle experiences including private dinners with world renowned chefs, discounted travel bookings, car rental perks, curated hotel offerings, advanced movie screenings, and music/theatre packages
Subject to availability
⭐
Buy now and pay over time with Scotia SelectPay for eligible purchases of $100 or more
Low interest rates with no installment plan fee
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
up to $2,000,000 CAD
🛡️
trip cancellation
up to $2,500 per person (maximum $10,000 per trip)
🛡️
trip interruption
up to $5,000 per person (maximum $25,000 per trip)
🛡️
flight delay
up to $1,000 per insured person on same trip
🛡️
baggage delay
up to $1,000 for all insured persons on same trip
🛡️
baggage loss
up to $1,000 for all insured persons on same trip
Eligibility
Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident