Rewards
Base earn rate1 Scene+ point per $1 spent on all eligible purchases
ProgramScene+
Welcome bonusEarn up to 5,000 bonus Scene+ points in your first 3 months
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Get up to 10/L in value on fuel purchases at Shell stations when you use your linked Scotiabank Scene+ Visa Card
up to 10/L
⭐
Save up to 25% off base rates at participating Avis and Budget locations in Canada and the US
up to 25% off
⭐
Buy now and pay over time with Scotia SelectPay with low interest rates and no installment plan fees
⭐
No interest or fees on eligible Home Hardware purchases with Scotia SelectPay deferred payment and installment plans
⭐
Stay connected while you travel with 10% off GigSky global mobile data plans
10% off
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident