Rewards
Base earn rateSee card details
Welcome bonus0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee. Plus pay no annual fee in the first year.
Rewards typenone
Fees & rates
Annual fee$29
Additional card$0
Purchase interest rate13.99%
Cash advance rate13.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Get up to 5/L in value on fuel purchases at Shell stations (up to 3/L instant discount plus up to 2/L in Scene+ points value when linked to Shell Go+ Account)
up to 5/L
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Save up to 25% off base rates at participating AVIS locations and Budget locations in Canada and US
up to 25% off
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10% off GigSky global mobile data plans when purchased with card
10% off
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Buy now and pay over time with Scotia SelectPay - flexible payment plans for eligible purchases of $100 or more with low interest rates and no installment plan fee
⭐
Tap card from mobile wallet for quick, secure payments
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident