Rewards
Base earn rate1 Scene+ point per $1 spent
ProgramScene+
Welcome bonusEarn up to 10,000 bonus Scene+ points within your first 3 months
Rewards typepoints
Fees & rates
Annual fee$110
Additional card$30
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Up to 10 cents per litre in value at Shell Canada locations when using linked ScotiaGold Passport Visa Card with Shell Go+ Account
up to 10 cents per litre
⭐
Instant 3 cents per litre discount on fuel (all grades) at participating Shell locations in Canada
3 cents per litre instant discount
⭐
Instant 4 cents per litre discount on Premium Fuel (V-Power gasoline or diesel) during promotional period May 26, 2026 to June 1, 2027
4 cents per litre instant discount on premium fuel
⭐
Save up to 25% off base rates at participating Avis and Budget rental locations in Canada and U.S.
up to 25% off base rates
⭐
No surcharge fees when paying rent, condo fees, and eligible housing-related bill payments through Casa platform
💳
Book travel through Scene+ Travel, Powered by Expedia, full-service travel agency
⭐
Access to special Scene+ offers, merchandise, rewards and more
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $1,000,000
🛡️
rental car
actual cash value of vehicle up to liability to rental agency
🛡️
baggage delay
$1,000 maximum for all insured persons on same trip
🛡️
baggage loss
up to $1,250 combined maximum
🛡️
common carrier accident
up to $250,000 per person (up to $500,000 per occurrence)
🛡️
hotel burglary
up to $1,000
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident