Rewards
Base earn rate1.25% cash back on all other purchases
Welcome bonusEarn up to $100 in bonus cash back by earning a bonus 5% cash back on all purchases (up to $2,000 in purchases) in your first 3 months as a new SimplyCash Card from American Express Cardmember. That's on top of your everyday cash back earn rates.
Rewards typecashback
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate21.99%
Cash advance rate21.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Dining & Entertainment Benefits
⭐
Shopping Benefits
⭐
24/7 Customer Service
⭐
Buyer's Assurance Protection Plan
⭐
Emergency Card Replacement
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident