Rewards
Base earn rate2% cash back on all other purchases
Welcome bonusEarn up to $400 in Statement Credits by earning a $40 statement credit for each monthly billing period in which you spend $750 on your Card in your first 10 months as a new SimplyCash Preferred Card from American Express Cardmember.
Rewards typecashback
Fees & rates
Annual fee$119.88
Additional card$0
Purchase interest rate21.99%
Cash advance rate21.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Dining & Entertainment Benefits
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Shopping Benefits
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24/7 Customer Service
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Fraud Protection Guarantee
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Buyer's Assurance Protection Plan
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Emergency Card Replacement
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
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flight delay
Included — see issuer for details.
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baggage delay
Included — see issuer for details.
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rental car
Included — see issuer for details.
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baggage loss
Included — see issuer for details.
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hotel burglary
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident