Rewards
Base earn rateSee card details
Welcome bonusAnnual fees refunded for first year for primary cardholder, and $70 cashback bonus credited if $5,000 in net purchases made within first 12 months
Rewards typenone
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate8.9%
Cash advance rate12.9%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Online purchases protected by Mastercard ID Check
⭐
Quick and easy contactless payments
⭐
Ability to block, unblock, or replace credit card; receive balance alerts; activate travel alerts; schedule pre-authorized payments with no annual fee
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
up to full purchase price
🛡️
extended warranty
double the manufacturer's warranty
🛡️
zero liability
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident