Rewards
Base earn rate1 point for every $1 spent on all other eligible purchases
ProgramAeroplan
Welcome bonusUp to $1,350 in value including up to 40,000 Aeroplan points could be earned in the first year of account opening
Rewards typepoints
Fees & rates
Annual fee$139
Additional card$75
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Free first checked bag on Air Canada flights
up to 23kg/50lbs per bag
🛂
Apply for NEXUS program and receive an application fee rebate once every 48 months
up to $100 CAD
💳
Earn Status Qualifying Credits towards Aeroplan Elite Status
1,000 SQC for every $20,000 in net purchases, up to 25,000 SQC per calendar year
✈️
Visa Infinite Concierge available 24/7
⭐
Visa Infinite Luxury Hotel Collection with seven exclusive benefits when booking through collection
⭐
Visa Infinite Dining Series access to exclusive gourmet events
⭐
Visa Infinite Entertainment Access to exclusive event tickets
⭐
Visa Infinite Troon Golf elevated Troon Rewards Silver Status
10% off green fees, merchandise and lessons at participating courses
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $2,000,000
🛡️
trip cancellation
up to $1,500 per insured person with maximum of $5,000 for all insured persons
🛡️
trip interruption
up to $5,000 per insured person with maximum of $25,000 for all insured persons on the same covered trip
🛡️
flight delay
up to $500 per insured person
🛡️
baggage delay
up to $1,000 overall coverage per insured person
🛡️
baggage loss
up to $1,000 overall coverage per insured person
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident