Rewards
Base earn rate1 Aeroplan point for every $1.50 on all other purchases
ProgramAeroplan
Welcome bonusUp to $500 in value including up to 20,000 Aeroplan points could be yours and receive an annual fee rebate for the first year
Rewards typepoints
Fees & rates
Annual fee$89
Additional card$35
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save with Avis Rent A Car and Budget Rent A Car
minimum 10% off lowest available base rates in Canada and U.S., minimum 5% off internationally
⭐
Earn more Starbucks Stars at participating Starbucks stores
⭐
Free Uber One trial for 3 months
3 months free
⭐
TD Payment Plans - turn purchases of $100 or more into manageable payment plans
⭐
Emergency Travel Assistance Services - toll-free access to help in event of personal emergency while travelling
⭐
Visa Secure - increased security and convenience when shopping online through In-app Authentication
⭐
TD Fraud Alerts - automatically receive alerts to mobile phone for suspicious activity
⭐
Instant card lock and block international purchases in TD app
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
baggage delay
up to $1,000 per insured person
🛡️
trip delay
up to $500 per insured person
🛡️
common carrier accident
up to $500,000
🛡️
rental car
Included — see issuer for details.
🛡️
hotel burglary
up to $2,500 per occurrence
🛡️
mobile device
up to $1,000
Eligibility
Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident