Rewards
Base earn rate2 TD Rewards Points for every $1 spent on business purchases
ProgramTD Rewards Points
Welcome bonusEarn up to $1,300 in value, which includes up to 200,000 TD Rewards Points and an Annual Fee Rebate for the first year for the Primary Business Cardholder and first four Additional Cardholders
Rewards typepoints
Fees & rates
Annual fee$149
Additional card$49
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
Earn 9 TD Rewards Points when you book travel online through ExpediaForTD.com using your Card
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Save a minimum of 10% on the lowest available base rates in Canada and the U.S., and a minimum of 5% on the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations
minimum 10% in Canada/US, minimum 5% internationally
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Option to purchase Business TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services
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Earn 50% more TD Rewards Points plus more Starbucks Stars when you link your eligible Card to Starbucks account and redeem points for even more Stars
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Link your TD Visa Business Card to Visa SavingsEdge for free and turn your spending into savings
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Eligible TD Cardholders can get a free Uber One trial for 6 months then enjoy 20% off
6 months free trial, then 20% off
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Access to TD Card Management Tool for online reporting, review business expenses, manage credit limits and apply spend controls
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Emergency Travel Assistance Services - Toll-free access to help in the event of a personal emergency while travelling
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $2 million
🛡️
trip cancellation
up to $1,500 per insured person; maximum $5,000 for all insured persons
🛡️
trip interruption
up to $5,000 per insured person; maximum $25,000 for all insured persons on the same covered trip
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flight delay
up to $500
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common carrier accident
up to $500,000
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baggage delay
up to $1,000 overall per insured person
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident