Rewards
Base earn rate0.5% cash back on all other purchases
Welcome bonusEarn up to $100 in Cash Back Dollars: $20 on first purchase with card plus additional $80 when you reach $1,500 spend in first 3 months of account opening
Rewards typecashback
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Earn more Starbucks Stars at participating Starbucks stores
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Free Uber One trial for 3 months
3 months free
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TD Payment Plans - Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans
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Save with Avis Rent A Car - minimum 10% off lowest available base rates in Canada and U.S., minimum 5% off internationally
minimum 10% (Canada/U.S.), 5% (international)
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Save with Budget Rent A Car - minimum 10% off lowest available base rates in Canada and U.S., minimum 5% off internationally
minimum 10% (Canada/U.S.), 5% (international)
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Option to Purchase TD Auto Club Membership for 24 hours a day emergency roadside assistance services
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
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purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident