Rewards
Base earn rate1% Cash Back Dollars on all other purchases
ProgramTD Cash Back Program
Welcome bonusEarn up to $600 in total value, which includes 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500, and receive an Annual Fee rebate for the first year
Rewards typecashback
Fees & rates
Annual fee$139
Additional card$50
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Complimentary Visa Infinite Concierge service available 24/7. The Visa Infinite Concierge can help with any cardholder request big or small, to help get the most out of life whenever you travel, shop and use your card.
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Visa Infinite Luxury Hotel Collection: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world's most intriguing properties.
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Visa Infinite Dining Series: Access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
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Visa Infinite Entertainment Access: Exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival.
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Visa Infinite Troon Golf: Receive elevated Troon Rewards Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.
10% off
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Free Deluxe TD Auto Club membership included at no charge. 24-hour coverage with Emergency Road Services in case something goes wrong when out on the road.
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Save with Avis Rent A Car and Budget Rent A Car: Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
minimum 10% off in Canada and U.S.; minimum 5% off internationally
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Emergency Travel Assistance Services: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
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travel medical
up to $2,000,000 for first 10 days
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baggage delay
up to $1,000
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rental car
Included — see issuer for details.
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purchase protection
Included — see issuer for details.
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mobile device
up to $1,000
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident