Rewards

Base earn rateSee card details

Welcome bonusGet a 0% promotional interest rate on Purchases for the first 6 months from Account opening and receive an Annual Fee rebate for the first year

Rewards typenone

Fees & rates

Annual fee$25

Additional card$0

Purchase interest rate12.9%

Cash advance rate12.9%

Foreign transaction fee2.5% (typical)

Standout perks

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Save with Avis Rent A Car and Budget Rent A Car. Use Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally on qualifying car rentals

minimum 10% off in Canada and U.S., minimum 5% off internationally

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Option to Purchase a TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services

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TD Payment Plans - Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans

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Emergency Cash Advances

up to $500

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Enjoy special offers selected just for you from TD and merchants with your Eligible TD Card

Everyday features

📱 Apple Pay & Google Pay

🔒 Zero-liability fraud protection

📶 Tap to pay

🛒 Purchase security