Rewards
Base earn rate1 TD Rewards Point for every $1 spent on other purchases
ProgramTD Rewards
Welcome bonusEarn 30,310 TD Rewards Points (a value of $100 on Amazon.ca) when you spend $1,500 within 90 days of Account opening
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Save with Avis Rent-A-Car and Budget Rent-A-Car
minimum 10% off lowest available base rates in Canada and U.S.; minimum 5% off internationally
⭐
Earn 50% more TD Rewards Points at Starbucks plus more Starbucks Stars
50% more points
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Free Uber One trial for eligible TD Cardholders
3 months free
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TD Payment Plans - turn purchases of $100 or more into manageable 6, 12 or 18 month payment plans
⭐
Use Apple Pay, Google Pay or Samsung Pay wherever contactless payments are accepted
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
mobile device
up to $1,000
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident