Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$39
Additional card$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
💳
Emergency Travel Assistance Services - Help is just a call away with toll-free access to help in the event of a personal emergency while travelling
⭐
Save with Avis Rent A Car and Budget Rent A Car - Use Canadian TD Credit Card to save a minimum of 10% off lowest available base rates in Canada and U.S., and minimum 5% off internationally on qualifying car rentals at participating locations
minimum 10% in Canada/US, minimum 5% internationally
⭐
Click to Pay - Pay online with TD Visa card securely using Click to Pay icon where Visa is accepted
⭐
Visa Secure - Increased security and convenience when shopping online through In-app Authentication
⭐
TD Fraud Alerts - Automatically receive alerts to mobile phone when suspicious activity suspected on card
⭐
Card Management in TD App - Set transaction limits, block international purchases or lock credit card
⭐
Emergency Cash Advances - Can request emergency cash advance up to $5,000 subject to available credit limit
up to $5,000
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
trip interruption
up to $5,000 per insured person, maximum $25,000 for all insured persons on the same trip
🛡️
common carrier accident
up to $500,000
🛡️
baggage delay
up to $1,000 overall per insured person
🛡️
rental car
Collision/Loss Damage coverage
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident