Rewards
Base earn rate1 point per $1 on all other card purchases
ProgramMembership Rewards
Welcome bonusEarn up to 170,000 Membership Rewards points that's up to $1,700 in value
Rewards typepoints
Fees & rates
Annual fee$799
Additional card$250
Purchase interest rate21.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
Annual Travel Credit
🛂
NEXUS Card Statement Credit
✈️
Lounge Access
⭐
Hotel Benefits
⭐
Global Dining Collection
🎩
Concierge Services
⭐
Dining & Entertainment Benefits
⭐
Shopping Benefits
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
Eligibility
Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident