Rewards
Base earn rate1 point for every $2 USD spent
ProgramFlex Rewards
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$50
Additional card$35
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
⭐
Hertz Customer Discount Program with up to 15% off the Base Rate
15%
⭐
Fee-waived Underage Driver fee at Hertz
⭐
Reduced Rate Loss Damage Waiver at Hertz with reduced rate deductible
19.95/day with $250 deductible
⭐
No Additional Driver fee at Hertz
⭐
Free Enrollment in Hertz Gold Plus Rewards Program
⭐
Thrifty and Dollar rental car discounts - up to 10% off rental rate with no young drivers surcharge and no additional driver fees
10%
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
rental car
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
double the manufacturer's warranty (up to one year)
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident