Rewards
Base earn rate1 point for every $2 USD spent
ProgramFlex Rewards
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$50
Additional card$35
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
⭐
Hertz Auto Rental Discounts - Up to 15% off the Base Rate
up to 15% off
⭐
Hertz - Fee-waived Underage Driver fee
⭐
Hertz - Reduced Rate Loss Damage Waiver (LDW) with reduced rate deductible
$19.95/day with $250 deductible
⭐
Hertz - No Additional Driver fee
⭐
Hertz - Free Enrollment in the Hertz Gold Plus Rewards Program
⭐
Thrifty and Dollar - Up to 10% off the rental rate
up to 10% off
⭐
Thrifty and Dollar - No young drivers surcharge
⭐
Thrifty and Dollar - No fee for additional drivers
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
rental car
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one year
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident